An Entrepreneurial Opportunity in the Financial Planning Industry.

  • Date: December 22, 2014, 4:00 pm - December 22, 2014, 5:00 pm
  • Duration: 1 Hours, 0 Minutes
  • Type of Event: Knowledge Session
  • Who Should Attend: BSc,B.Com,BCA,BBA, MBA Finance and Marketing ( Banking and Insurance )
  • The event is to establish the importance of right financial planning. With the changing Indian demographics, financial planning sector is bound to boom. We at Principal Retirement Advisors are seeking young, fresh and eager candidates who are enthused to become planner with us and opt financial planning as a long-term career.

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Ravi Natarajan

Director Sales Recruitment Principal Retirement Advisors Private Limited
Ravi Natarajan a BSc Physics and PGDBA in Marketing & Finance,joined in the current assignment 2.5years back,almost coinciding with the official launch of the organisation.Current assignment involves building of the distribution PAN India for the offering of our services as well as being part of the Core team for various strategic initiatives.Has a Successful and Encouraging work experience of 17years predominantly in sales of financial services,key strengths being relationship management and team work.

About The company:

Principal Retirement Advisors Co. Pvt. Ltd. is a first of its kind, retirement solutions specialist in India offering advisory services to the clients. PRA has operations across 11 cities in India. PRA is part of the Principal Financial Group IncĀ® (PFG), a FORTUNE 500 Company and world leader in retirement solutions. Operating in 18 countries, PFG has over $517.9 billion in Assets Under Management, 19.4 million customers & 14,800 employees worldwide.

View Transcript

  • Ravi Natarajan: Hi Everyone! The financial planning Industry is still at a very nascent stage, however is slowly steadily evolving and is surely an industry to look upto. We are the first and only corporate MNC in this space offering holistic unbiased advisory services to clients. The idea is to reach out, wherein scale matters and hence the entrepreneurial opportunities we possess within our organization. Welcome to the session.
  • chandan kumar: i want to know ,what is the basic needs in sales and marketing?
  • Ravi Natarajan: This is an entrepreneurial opportunity wherein it involves meeting clients, advising them on financial aspects and making them avail our services.
  • Perwaze Hayat: In this interview what kind of help for jobseeker
  • Ravi Natarajan: This is a session more to educate on the financial planning aspects and the openings within.
  • Danish: What kind of career growth we can expect from this industry?
  • Ravi Natarajan: The career growth in this industry is enormous. With the rising middle class population, nuclear families, health cost and high aspirational living, now financial planning is not at will but now a necessity for most of us. Hence the career related to this will be more productive in the years to come.
  • Perwaze Hayat: Which kind of financial planning to help our future
  • Ravi Natarajan: It's advisable that you start planning your finances at a very early age. We are into the business of goal based financial planning. The identification of goals and preparation for the same at a early stage will help you in the long run.
  • vishi: I have done my graduation in B.Tech wanted to pursue career in Financial Planning, please suggest how should i prepare?
  • Ravi Natarajan: We are an MNC which provides all the aids to enable you become a successful financial planner. We encourage you to clear various financial planning courses to become successful. We also help you from the infrastructure point of view so that there are no inventory required at an early stage which is a major roadblock in any entrepreneurial venture.
  • saurabh kumar: how can principal retirement advisory help in such palnning.
  • Ravi Natarajan: Principal has a brand lineage of over 65 years into the space of financial - cum - retirement planning. We provide you infrastructure support, expertise, training, digital tools and on field support to become successful.
  • Mrigank: Financial planning sector is how much different from other sectors?
  • Danish: What is the current status of this field in India?
  • Ravi Natarajan: Financial Planning is still in an early stage in India. Countries like USA, UK and other evolved markets have a matured audience over there to opt for financial planning. But in India most of the investments are done in FD and insurance which people believe is financial planning. But in fact, financial planning ranges from identification of the goal, current financial situation, risk profiling, asset allocation, insurance planning etc. which you need an expert to guide. That is where we come in
  • Mrigank: What is the basic need to become a successful financial advisor?
  • Ravi Natarajan: To start with, an acumen and understanding of basic finance with an attitude to be open to learning.
  • vishi: Out of so many competitors in the market who are offering course in Financial Planning, why should i go for Principal Advisory?
  • Ravi Natarajan: We are into providing service of investment advisory to retail clients and do not offer any course. What I mentioned was there are institutes offering courses on this subject which you can avail of.
  • saurabh kumar: Asset allocation is a very important aspect of financial planning, at early stage i don't think everyone has the capability to think which assets are more important and which are not.
  • Ravi Natarajan: Asset allocation is more internal and centric to the individual. So it's never too early. Although it's not constant and changes as per various life stages. It's not about the various asset classes in the market available rather which is applicable to you.
  • Yogesh: What are the biggest Investment Risks?
  • Ravi Natarajan: The biggest investment risk is not knowing your goals, risk profile and going as per conventional or non - expertise advice like friends, relatives, neighbors for investing
  • Atul pal: How does a financial plan work?
  • Mohamed Nalir : Hi sir, What kind of long Term investment is more advisable,To invest in Bonds or FD's?
  • Yogesh: How to pick up a financial plan?
  • vishi: Financial Planning or Wealth Management ? Which is a better option?
  • Ravi Natarajan: Financial planning is a six step process starting from identification of goals, assessing current financial situation, investor profiling, asset allocation, investment allocation strategy & periodic review and monitoring. Wealth management is only about managing your wealth and ROI.
  • Pracheta: As a financial planner, what kind of service relationship am i supposed to have with my clients?
  • Ravi Natarajan: Financial Planner is more like a life partner because one of the critical aspect of financial planning is periodic review and monitoring. Hence, financial planner has to assist the client throughout the life time to make investment decision prudently.
  • Kashish: What is the salary package that we can expect?
  • Nihal: What are the perks and benefits a financial advisor enjoys?What is the earning potential of a successful financial advisor?
  • Ravi Natarajan: This is an entrepreneurial venture and hence depends on how much you want to earn. The earning potential is variable and is proportional to the extent of involvement and work
  • Mudit: Hi Sir, Kindly tell me something about your company. What Qualification is required to be a Financial Adviser?
  • Ravi Natarajan: Principal Retirement Advisors is part of the Principal Financial Group (PFG), US. PFG has operations in more than 18 countries as over 500 Billion US $ as assets under management. For more details pls. visit or As far as the qualification concerned, we are looking for grads with financial acumen and flair for meeting clients and passion for sales
  • Galya: What are the opportunities in your company & how can we apply for the same.
  • Ravi Natarajan: We shall be posting the job tomorrow on the website, alternatively pls send in your updated resume to
  • arpita: How much experience is required to have a successful career in Financial sector?
  • Ravi Natarajan: There is no prior experience required as such, all we look forward to a fresher with the right attitude to hone his/ her skills in the financial planning sector
  • Pracheta: Is Financial Planning a Growth Industry?
  • Ravi Natarajan: This has been answered earlier, pls refer to the same. However the financial planning is the sunrise industry which you can look forward to.
  • Nilesh: What is the hiring process?
  • Ravi Natarajan: The hiring process involves initial screening and shortlisting followed by an interview
  • Archit: Which are the top financial advisory company to work for?
  • Ravi Natarajan: you should ideally associate yourself with a reputed brand with lineage and proven track record. More so at the start of your career. We are one amongst the very few reputed players who meets all the above criteria.
  • Jitendra pal: what should be the main responsibility as the planner..?
  • Pracheta: What does a Financial Planner do?
  • Ravi Natarajan: The planner opening we have involves identification and sourcing of prospective clients explaining him the criticality of financial planning thereby enrolling for our services. The next step is to collect essential data for the preparation of financial report and suggest on investments subsequently.
  • Neha: Is it necessary to have certifications/ licence to be a financial advisor??
  • Ravi Natarajan: Company/ Individuals offering financial planning services have to avail of the investment advisory license issued by SEBI. We are one of the first to get the license in this category.
  • Harsh: What is the procedure to apply for your company?
  • Ravi Natarajan: Kindly mail your resume to
  • Chanchal Singh: Do you offer financial planning?
  • Ravi Natarajan: Yes for the clients!
  • Pracheta: I want to pursue career in financial Planning, but I am not clear whether I should go for ICWA or get a certification in Financial Planning? Please clarify.
  • Ravi Natarajan: both courses are different courses each leading you to a different career path.
  • Mohamed Nalir : What age group of audience are we targeting upon?
  • Ravi Natarajan: We believe that the financial planning should start right from the first job and continue upto retirement and beyond.
  • Pari: Could you please let me know the total number of open Positions??
  • Ravi Natarajan: We have 11 locations across country and in expansion mode. We have categorized the recruitment in retail and corporates. We have limited seats in both the category.
  • Ravi Natarajan: we have opportunities in both, the retail vertical and the corporate vertical. in the corporate vertical we assist the planners with qualified leads which thereon can be worked upon for a closure, thereby earning handsomely and taking advantage of the flexible working hours
  • Ruhi: Sir,what are the locations you would be recruiting for?
  • Ravi Natarajan: We have 11 locations. pls. login to, contact us section for the city specifics
  • Ravi Natarajan: Interested candidates pls. send in your CV to enabling us to have a 1 on 1 discussion.
  • Firstnaukri: Thank You Ravi for your insightful views. Thanks everyone for logging in. Tune in to Firstnaukri Net-Engage for more such events in future.
  • Ravi Natarajan: Thanks every one!